Be safe online this, every holiday season
To defend against these attacks, here are a few simple steps to take:
Check your devices
- Before making an online purchase, make sure the device you’re using is up-to-date. Running the latest software or firmware helps ensure the manufacturers are still supporting it and providing the latest vulnerability patches.
- Ensure your accounts have strong passwords and use multi-factor authentication, if available. Multi-factor authentication uses multiple pieces of information to verify your identity.
- Check the devices’ privacy and security settings to understand how your information is used and stored. Don't share any more information than needed.
- Make sure you're interacting with a reputable, established vendor before providing your information. If you’ve never heard of the vendor or website before, consider a different vendor.
- Check that website URLs begin with "https" and a closed padlock icon. These items confirm your information is being encrypted online.
- Don’t connect to unsecure, public Wi-Fi, especially to bank or shop.
- Cyber criminals often send phishing emails—designed to look like they’re from retailers—that have malicious links, attachments or ask for your information. Simply delete these emails.
- Never provide your password or information in response to an unsolicited email. Legitimate businesses will not email you to request this data.
- Check the website's privacy policy before transmitting your information to understand how it will be used and stored.
- If you can, use a credit card instead of a debit card as there are laws to limit your liability for fraudulent credit card charges. These same laws often don't apply for fraudulent debit card charges. Additionally, because a debit card draws money directly from your bank account, unauthorized charges could leave you with insufficient funds to pay other bills.
- Check your bank statements frequently for fraudulent charges and notify your financial institution immediately if any are found.